Call us on 01908 639098

Affinity Lettings & Property Management in Bletchley, Milton Keynes and Surrounding Areas

Lloris can often be found on full alert by the office front door 'vetting' our clients... or possibly snoozing, but rest assured he is a good judge of character. _*Don't be alarmed; if you don't like dogs he has his own office to retire to whilst you are visiting with us*_

Lloris the French Bulldog, Office Pet & Head of Security

Stephanie has found her perfect role here at Affinity whereby she gets to combine both her years of property management experience alongside her nurturing skills and regularly visits our managed properties to promote good household upkeep and check that all is well. Often seen as the agony aunt ,…

Stephanie Campbell, Property Care & Inventory Co-Ordinator

Aaron joins the team with 25+ years experience in facilities site/building management. Having previously covered the whole of the UK there is little Aaron hasn't seen when it comes to the needs of maintaining buildings both large and small. Out and about on site for the large part of…

Aaron Limbert, Maintenance Surveyor

We look to be inclusive to all of our tenants and landlords and good communication is at the heart of this. We are fortunate to have a qualified BSL Interpreter, who can provide fluent communication for the deaf community. We understand that for 90,000 deaf people, BSL is the first…

Michelle Parry, BSL Interpreter (NRCPD 1023428)

Matching the right people with the right property is Sarah's forte. Having worked in the industry for 15+ years there is little Sarah cannot navigate her way through when it comes to property and people management. Our true peace keeper; Sarah shines when it comes to negotiating for…

Sarah Massey, Operations Manager

Search Available Properties

Location optional

Price min

Price max

Bedroom min

Bedroom max

Property Type

News

Foundation Home Loans unveils buy-to-let limited edition product

Friday 22nd July 2022

Foundation Home Loans has launched a limited edition buy-to-let product at 4.99% fixed for five years to 75% loan-to-value, with a product fee of 2%.

The loan is part of the lender's F1 product range, for borrowers with an almost clean credit history, while it comes with a free valuation.

The maximum loan is £1m, and the product is available for both limited company or individual borrowers looking to either remortgage or purchase.

The Income Coverage Ratio (ICR) is calculated using the pay rate of 4.99% and stress tested at 125% for limited companies and basic rate taxpayers and 145% for other landlord types.

George Gee, managing director, commercial, at Foundation Home Loans, said: "We are pleased to be able to offer to market a competitive product to give our intermediary partners and their clients a sub-5% rate choice combined with a strong service offering.

"One of our key focuses over the past year has been maintaining service levels, and structuring the business to ensure we can continue to operate at the highest standard. We know that a one-day turn-around is far from the norm right now, and we want advisers and their clients to be aware this is available with Foundation and we have a full buy-to-let and residential product range - including this new product - that they might wish to take advantage of.

"We would therefore urge advisers with suitable clients to look at our product proposition, but also the service we can currently deliver, to ensure their clients get the finance they need in the timescale they desire.

"Foundation has the strongest appetite to lend and a commitment to service that should make the lives of advisers and their clients a lot easier."

Foundation said it was able to bring new buy-to-let products to market due to recent movements in swap rates, and is well placed to welcome applications due to very strong service levels.

The lender said it has one-day turnaround times across the board for buy-to-let applications.